Home Buyers

Empowering Home Buyers with Expert Legal Guidance

Attention future homeowners! At Yeom/Baek Law, we understand that buying a home is one of the most significant decisions you’ll make in your lifetime. As you embark on this exciting journey, you have the right to choose your own real estate closing attorney – a crucial decision that can greatly impact your home buying experience. We’re here to explain why selecting Yeom/Baek Law as your closing attorneys can make all the difference in ensuring a smooth, secure, and satisfying home purchase.

Why Choose Your Own Closing Attorney?

Many home buyers don’t realize they have the option to select their own closing attorney. Often, they simply go with whoever is recommended by their real estate agent or lender. However, choosing your own attorney offers several advantages:

Independent Representation

Your chosen attorney works solely for you, ensuring your interests are the top priority.

Personalized Service

You can select an attorney whose expertise and communication style align with your needs.

Confidence and Trust

By researching and selecting your own attorney, you can feel more confident in the legal guidance you receive.

Potential Cost Savings

Shopping around for your own attorney may lead to more competitive pricing.

Continuity

If you’ve worked with an attorney before, you can maintain that relationship for your home purchase.

Why Yeom/Baek Law is the Right Choice for Home Buyers

At Yeom/Baek Law, we specialize in real estate closings and are committed to providing home buyers with exceptional legal representation. Here’s what sets us apart:

Expertise in Real Estate Law

Our attorneys focus exclusively on real estate transactions, giving us deep insight into the complexities of home purchases.

Client-Centric Approach

We prioritize your needs and concerns, ensuring you feel informed and empowered throughout the process.

Transparent Communication

We believe in clear, jargon-free explanations of all legal aspects of your home purchase.

Efficiency

Our streamlined processes and use of technology help expedite your closing without sacrificing thoroughness.

Competitive Fees

We offer transparent, fair pricing for our services, with no hidden fees.

The Home Buying Process with Yeom/Baek Law

When you choose us as your closing attorneys, here’s what you can expect: 

Initial Consultation

We’ll discuss your home purchase plans, answer your questions, and outline our services. 

Contract Review

Once you’ve found your dream home, we’ll thoroughly review the purchase agreement, explaining key terms and negotiating on your behalf if needed. 

Title Search and Examination

We conduct a comprehensive title search to ensure there are no liens, encumbrances, or other issues that could affect your ownership rights. 

Coordination with Other Parties

We’ll liaise with the seller’s attorney, your lender, real estate agents, and other involved parties to keep your purchase on track. 

Document Preparation

We’ll prepare and review all necessary legal documents for your closing. 

Closing Preparation

We’ll calculate closing costs, prepare closing statements, and ensure all required documents are in order. 

Closing Day

We’ll be by your side during the closing, explaining each document you sign and ensuring everything proceeds smoothly. 

Post-Closing

We’ll handle the recording of your deed and mortgage, disburse funds, and provide you with a complete closing package for your records.

Understanding the Closing Process

For many home buyers, especially first-time purchasers, the closing process can seem daunting. At Yeom/Baek Law, we strive to demystify this crucial step in your home buying journey. Here’s a breakdown of what typically happens during a real estate closing:

Final Walk-Through

Before the closing, you’ll have the opportunity to do a final walk-through of the property to ensure it’s in the agreed-upon condition.

Document Review and Signing

At the closing, you’ll review and sign numerous documents, including:

• The deed transferring ownership to you
• Your mortgage documents
• The closing statement detailing all financial transactions
• Various affidavits and declarations

Fund Transfer

You’ll provide a cashier’s check or wire transfer for your down payment and closing costs.

Key Transfer

Once all documents are signed and funds are transferred, you’ll receive the keys to your new home!

Our attorneys will be there to explain each document, answer your questions, and ensure you understand everything you’re signing.

Title Insurance

Protecting Your Investment

One crucial aspect of the closing process is obtaining title insurance. This protects you and your lender against any defects in the title that weren’t discovered during the initial title search. At Yeom/Baek Law, we work with reputable title insurance companies to ensure you receive comprehensive coverage. We’ll explain:

• The difference between lender’s and owner’s title insurance policies
• What title insurance covers and why it’s essential
• How title insurance premiums are calculated
• The long-term benefits of title insurance

Understanding the Closing Process

For many home buyers, especially first-time purchasers, the closing process can seem daunting. At Yeom/Baek Law, we strive to demystify this crucial step in your home buying journey. Here’s a breakdown of what typically happens during a real estate closing:

Final Walk-Through

Before the closing, you’ll have the opportunity to do a final walk-through of the property to ensure it’s in the agreed-upon condition.

Document Review and Signing

At the closing, you’ll review and sign numerous documents, including:

• The deed transferring ownership to you
• Your mortgage documents
• The closing statement detailing all financial transactions
• Various affidavits and declarations

Fund Transfer

You’ll provide a cashier’s check or wire transfer for your down payment and closing costs.

Key Transfer

Once all documents are signed and funds are transferred, you’ll receive the keys to your new home!

Our attorneys will be there to explain each document, answer your questions, and ensure you understand everything you’re signing.

Title Insurance

Protecting Your Investment

One crucial aspect of the closing process is obtaining title insurance. This protects you and your lender against any defects in the title that weren’t discovered during the initial title search. At Yeom/Baek Law, we work with reputable title insurance companies to ensure you receive comprehensive coverage. We’ll explain:

• The difference between lender’s and owner’s title insurance policies
• What title insurance covers and why it’s essential
• How title insurance premiums are calculated
• The long-term benefits of title insurance

Common Concerns for Home Buyers

We understand that buying a home can be both exciting and nerve-wracking. Here are some common concerns we address for our clients:

Contingencies

We’ll help you understand and navigate contingencies in your purchase agreement, such as those related to home inspections, financing, or the sale of your current home.

Closing Costs

We provide a clear breakdown of all closing costs, helping you budget accurately for your home purchase.

Property Taxes and Insurance

We’ll explain how property taxes and homeowners insurance factor into your closing and ongoing homeownership costs.

Deed Restrictions and Easements

If applicable, we’ll review any deed restrictions or easements that might affect your use of the property.

Co-Buying

If you’re purchasing a home with a partner or family member, we’ll explain the legal implications of different ownership structures.

Our Goal: Your Peace of Mind

At Yeom/Baek Law, our primary goal is to provide you with peace of mind throughout your home buying journey. We achieve this by:

• Being accessible and responsive to your questions and concerns
• Proactively identifying and addressing potential issues before they become problems
• Keeping you informed about the progress of your transaction
• Ensuring all legal aspects of your purchase are handled correctly and efficiently

Contact Yeom/Baek Law Today

At Yeom/Baek Law, we’re more than just your closing attorneys – we’re your partners in achieving the dream of homeownership. We look forward to guiding you through this exciting journey with expertise, care, and dedication.

FREQUENTLY ASKED QUESTIONS

Our Service Area

While we are located in Duluth Georgia, we provide estate planning, real estate closings, and business law to clients from all around the metro Atlanta area including Buford, Suwanee, Lawrenceville, Duluth, Johns Creek, Alpharetta, and more. Contact us today when you need an experienced attorney to help you with any of these matters.